In this latest report we outline the scale of the student loan debt problem; highlight findings from our previous student loan reports; summarize testimony from the hearing; and offer policy recommendations.
The Important Updates for Workers palmcard is intended to provide updates to NYC’s Paid Safe and Sick Leave Law and Minimum Wage and to be used in conjunction with pre-printed materials with outdated information.
This report provides an analysis of what the City’s Paid Care Division has learned, model standards for paid care jobs, an overview of its accomplishments, and a roadmap for action it plans to take in the years to come as the Paid Care Division concludes its first year.
This report, using focus group and survey results, documents the experiences of New York City’s home-based paid care workers in their own words, offering a bottom-up perspective that is often lacking in public policy debates.
The Report’s findings show that although New Yorkers’ delinquency and default rates are slightly lower than the national average, certain NYC neighborhoods are experiencing significantly higher rates of delinquency and default despite the fact that their residents have low average loan balances.
Pursuant to NYC Administrative Code Section 20-706, report on business education events for FY2017, including (i) the number of events held; (ii) the location of each event; (iii) the number of participants disaggregated by location; and (iv) a summary of the information provided to participants.
Department of Consumer Affairs and Council Member Rafael Espinal, Jr. held a public hearing in October 2016 to explore predatory lending in the used car industry. This report provides an overview of the public hearing that includes findings and recommendations.
Improving Access to Affordable Housing Opportunities is a study that explores the experience of affordable housing applicants and recommends ways to further support applicants through an outreach and education strategy that incorporates financial empowerment services.
This report documents what we learned from dozens of worker-owner members, cooperative business development professionals, and financial empowerment practitioners, and provides some actionable next steps to further improve financial health for worker-owners.
DCA, Consulate General of Mexico, and Citi released a report on the first year of the Ventanilla de Asesoría Financiera (Financial Empowerment Window), outlining the program's origin, design, implementation, successes, challenges, and lessons learned.
This brief, which was commissioned by the New York City Department of Consumer Affairs’ Office of Financial Empowerment, examines both sides of people's balance sheets; that is, both their savings and debt levels.
Prepared for the October 2013 NYC Financial Empowerment Conference, the compendium includes papers from over 20 partner organizations detailing the innovative ways they are helping to financially empower New Yorkers.
Pursuant to LL51/2009, report on the effectiveness of the new law at increasing the capacity of parking for bicycles in the City's garages and parking lots including the location of bicycle parking spaces and the rate of usage of such spaces